This Payment Methods Policy (“Policy”) forms an integral part of the Terms of Use of Soil Naxian Creations, operated by SOIL NAXIAN CREATIONS E.E., with registered business address at Fraro Chora Naxou 0, Naxos, 84300, Greece, VAT No. 802757934, Tax Office (DOY) Naxou.

By placing an order through our Website, you agree to the following terms regarding payment methods:

1. Accepted Payment Methods

We accept the following payment methods:

• Credit/Debit Card payments via Viva.com secure payment gateway

• IRIS instant payments

• Apple Pay

• Google Pay

• Cash on Delivery (COD) (available for deliveries within Greece)

2. Currency

All payments must be made in Euros (€). Orders placed in other currencies will not be accepted.

3. Payment Processing & Security

3.1 Secure Transactions. All electronic payments are processed through secure, encrypted payment gateways provided by authorized payment institutions and banks.

3.2 Data Protection. Soil Naxian Creations does not collect, process, or store customer card details. All sensitive payment information is handled exclusively by the respective payment service providers in accordance with applicable security standards and GDPR regulations.

4. Payment Confirmation and Order Processing

4.1 Timing. Orders are processed only upon confirmation of full payment, except in the case of Cash on Delivery.

4.2 Cash on Delivery. For Cash on Delivery orders, payment is completed upon delivery of the products by the courier service.

4.3 Failed Transactions. If a payment is declined, unauthorized, or fails for any reason, Soil Naxian Creations reserves the right to cancel the order without liability.

5. Invoices and Receipts

Following successful payment, customers will receive a digital invoice or receipt by email, in compliance with Greek tax legislation.For wholesale customers, invoicing requires the provision of valid business details and VAT number during checkout or registration.

6. Refunds

Refunds, where applicable, are governed by our Return Policy. Customers are advised to review the Return Policy for further details regarding eligibility, processing times, and refund methods.

7. Amendments

Soil Naxian Creations reserves the right to amend or update this Policy at any time. Any changes will become effective upon publication on the Website. Customers are encouraged to review this Policy periodically.